{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-053107","form_type":"8-K","ticker":"NECB","cik":"0001847398","company_name":"NorthEast Community Bancorp, Inc./MD/","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.117688+00:00","generated_at":"2026-05-15T01:05:47.467743+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"NECB Q1 net income slips to $10M; construction commitments surge 37.8% YoY","bullets":["Net income $10.0M ($0.74 diluted) vs $10.6M ($0.78) in Q1 2025, a 5.7% decline.","Net interest income $24.1M, down 0.5% YoY; net interest margin 4.99% (down 12 bps).","Asset quality pristine: no non-performing loans; allowance for credit losses at 0.25% of loans.","Construction loan commitments up 37.8% YoY; unfunded commitments total $819M.","Third stock buyback repurchased 196,438 shares for $4.5M through March 31, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-053107","json":"https://secwatch.observer/filing/0001104659-26-053107.json","markdown":"https://secwatch.observer/filing/0001104659-26-053107.md","text":"https://secwatch.observer/filing/0001104659-26-053107.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1847398/000110465926053107/0001104659-26-053107-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1847398/000110465926053107/tm2613189d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T01:05:47.467743+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"54784cd736d3411356ab7165f76fdd4ae9a60cbf","claim":"NorthEast Community Bancorp, Inc./MD/ reported the three months ended March 31, 2026 results: net income $10.0 million, EPS $0.76 per basic share and $0.74 per diluted share.","evidence_excerpt":"NorthEast Community Bancorp, Inc. (Nasdaq: NECB) (the “Company”), the parent holding company of NorthEast Community Bank (the “Bank”), reported net income of $10.0 million, or $0.76 per basic share and $0.74 per diluted share, for the three months ended March 31, 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1847398/000110465926053107/0001104659-26-053107-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2026"},{"label":"Net income","value":"$10.0 million"},{"label":"EPS","value":"$0.76 per basic share and $0.74 per diluted share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}