---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-056853"
form_type: "8-K"
ticker: "IBOC"
cik: "0000315709"
company_name: "INTERNATIONAL BANCSHARES CORP"
filed_at: "2026-05-07T23:59:59+00:00"
generated_at: "2026-05-14T22:09:08.152018+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# IBC reports Q1 net income $102.2M, EPS $1.64, up 5.5% YoY

## Summary
- Net income $102.2M, diluted EPS $1.64 vs $96.9M and $1.56 a year ago.
- Total assets $16.8B; net loans $9.5B; deposits $12.6B at March 31, 2026.
- Net interest income benefited from larger portfolios and lower interest expense on deposits.
- CEO Dennis Nixon cited consistency, cost controls, and AI initiatives for future efficiency.

## SEC filing metadata
- accession: 0001104659-26-056853
- form_type: 8-K
- ticker: IBOC
- cik: 0000315709
- company_name: INTERNATIONAL BANCSHARES CORP
- filed_at: 2026-05-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/315709/000110465926056853/0001104659-26-056853-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/315709/000110465926056853/iboc-20260507x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-056853
- JSON: https://secwatch.observer/filing/0001104659-26-056853.json
- Plain text: https://secwatch.observer/filing/0001104659-26-056853.txt

## Source-grounded claims
- claim_id: a2a003a471d221f3472f971727a6b13cdf39ad31
  claim: INTERNATIONAL BANCSHARES CORP reported three months ended March 31, 2026 results: net income $102.2 million, EPS $1.64 diluted earnings per common share.
  evidence_excerpt: Bancshares Corporation (NASDAQ:IBOC), one of the largest independent bank holding companies in Texas, today reported net income for the three months ended March 31, 2026 of $102.2 million or $1.64 diluted earnings per common share ( $1.64 per share basic) compared to $96.9 million or $1.56 diluted earnings per common share ( $1.56 per share basic), which
  evidence_url: https://www.sec.gov/Archives/edgar/data/315709/000110465926056853/0001104659-26-056853-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.