---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-057249"
form_type: "8-K"
ticker: "UBCP"
cik: "0000731653"
company_name: "UNITED BANCORP INC /OH/"
filed_at: "2026-05-07T23:59:59+00:00"
generated_at: "2026-05-14T22:18:02.008206+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# United Bancorp Q1 2026 EPS $0.33, net income up 2.1% YoY; dividend yields 5.1%

## Summary
- Diluted EPS $0.33, net income $1.91M, up $0.01 and $39K YoY respectively.
- Total assets $858.5M (+3.6% YoY); net interest margin expanded 12 bps to 3.72%.
- Nonaccrual & past-due loans $6.8M (1.36% of gross loans), up $4M YoY but down $416K from Q4.
- Regular dividend $0.1925/share (5.1% forward yield); special dividend $0.175; combined $0.3675 paid March 20.
- New Wheeling banking center opened Dec 2025 exceeded first-year loan forecast within 3 months.

## SEC filing metadata
- accession: 0001104659-26-057249
- form_type: 8-K
- ticker: UBCP
- cik: 0000731653
- company_name: UNITED BANCORP INC /OH/
- filed_at: 2026-05-07T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/731653/000110465926057249/0001104659-26-057249-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/731653/000110465926057249/tm2613949d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-057249
- JSON: https://secwatch.observer/filing/0001104659-26-057249.json
- Plain text: https://secwatch.observer/filing/0001104659-26-057249.txt

## Source-grounded claims
- claim_id: a66ca37e33b033e15363280d89b17205ade6bb07
  claim: UNITED BANCORP INC /OH/ reported three months ended March 31, 2026 results: net income $1,911,000, EPS $0.33.
  evidence_excerpt: United Bancorp, Inc. (NASDAQ: UBCP) reported diluted earnings per share of $0.33 and net income of $1,911,000 for the three months ended March 31, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/731653/000110465926057249/0001104659-26-057249-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.