secwatch.observer — SEC 8-K summary
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Issuer:     UNITED BANCORP INC /OH/ (UBCP)
CIK:        0000731653
Form:       8-K
Filed at:   2026-05-07T23:59:59+00:00
Accession:  0001104659-26-057249
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

United Bancorp Q1 2026 EPS $0.33, net income up 2.1% YoY; dividend yields 5.1%
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- Diluted EPS $0.33, net income $1.91M, up $0.01 and $39K YoY respectively.
- Total assets $858.5M (+3.6% YoY); net interest margin expanded 12 bps to 3.72%.
- Nonaccrual & past-due loans $6.8M (1.36% of gross loans), up $4M YoY but down $416K from Q4.
- Regular dividend $0.1925/share (5.1% forward yield); special dividend $0.175; combined $0.3675 paid March 20.
- New Wheeling banking center opened Dec 2025 exceeded first-year loan forecast within 3 months.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/731653/000110465926057249/0001104659-26-057249-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/731653/000110465926057249/tm2613949d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-057249

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer