---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-058386"
form_type: "8-K"
ticker: "CZNC"
cik: "0000810958"
company_name: "CITIZENS & NORTHERN CORP"
filed_at: "2026-05-11T14:24:38+00:00"
generated_at: "2026-05-11T18:00:24.621031+00:00"
event_type: "leadership"
sentiment: "neutral"
materiality_score: 0.25
calibrated_materiality_score: 0.25
confidence: "high"
source: SEC EDGAR
---

# C&N chief lending officer Cwiklinski retiring July 10; Adamson promoted

## Summary
- Kelley Cwiklinski, EVP and Chief Lending Officer, will retire effective July 10, 2026, after 41 years in banking.
- Gregory Adamson, currently Southeast Regional Commercial Lending Executive, promoted to SVP Director of Commercial Lending effective July 10.
- Cwiklinski will remain in an advisory capacity post-retirement to support transition.
- She joined C&N in 2020 via the Covenant Bank merger and led commercial lending strategy including the Susquehanna Community Bank acquisition.

## SEC filing metadata
- accession: 0001104659-26-058386
- form_type: 8-K
- ticker: CZNC
- cik: 0000810958
- company_name: CITIZENS & NORTHERN CORP
- filed_at: 2026-05-11T14:24:38+00:00
- event_type: leadership
- sentiment: neutral
- materiality_score: 0.25
- calibrated_materiality_score: 0.25
- confidence: high
- sec_items: 5.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/810958/000110465926058386/0001104659-26-058386-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/810958/000110465926058386/cznc-20260507x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-058386
- JSON: https://secwatch.observer/filing/0001104659-26-058386.json
- Plain text: https://secwatch.observer/filing/0001104659-26-058386.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.