secwatch.observer — SEC 8-K summary
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Issuer:     Jefferson Capital, Inc. / DE (JCAP)
CIK:        0002046042
Form:       8-K
Filed at:   2026-05-14T20:06:04+00:00
Accession:  0001104659-26-061149
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Jefferson Capital Q1 2026: record collections $309.9M (+19% YoY), EPS $0.61, adj EPS $0.73
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- Record collections $309.9M (+19% YoY); ERC $3.4B (+18%).
- Revenue $176.4M (+14%); pre-tax income $51.1M; net income $37.6M; GAAP EPS $0.61.
- Adjusted pre-tax income $58.4M; adjusted net income $44.9M; adjusted EPS $0.73.
- Board declared $0.24/sh quarterly dividend, payable June 4, 2026 to holders of record May 26.
- Leverage ratio improved to 1.79x from 2.17x; RCF upsized to $1.15B on April 22.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2046042/000110465926061149/0001104659-26-061149-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2046042/000110465926061149/jcap-20260514x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-061149

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer