---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-061328"
form_type: "8-K"
ticker: "RBKB"
cik: "0001751783"
company_name: "Rhinebeck Bancorp, Inc."
filed_at: "2026-05-14T21:16:01+00:00"
generated_at: "2026-05-14T21:18:22.310686+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Rhinebeck Bancorp hires KBW to market common stock in offering; fees disclosed

## Summary
- KBW will receive $50k management fee (paid) and success fee of 1.0% of subscription offering, 1.5% of community offering proceeds.
- Records agent fee of $45k ($20k paid) with possible $15k increase on regulatory or delay changes.
- Shares offered under effective S-1 registration statement (No. 333-294283); prospectus dated May 14, 2026.
- Syndicated community offering would incur KBW fee up to 6.0% of aggregate proceeds.

## SEC filing metadata
- accession: 0001104659-26-061328
- form_type: 8-K
- ticker: RBKB
- cik: 0001751783
- company_name: Rhinebeck Bancorp, Inc.
- filed_at: 2026-05-14T21:16:01+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1751783/000110465926061328/0001104659-26-061328-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1751783/000110465926061328/tm2614362d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-061328
- JSON: https://secwatch.observer/filing/0001104659-26-061328.json
- Plain text: https://secwatch.observer/filing/0001104659-26-061328.txt

## Key facts
- Material Agreements
  Rhinebeck Bancorp, Inc. entered into Agency Agreement with Keefe, Bruyette & Woods, Inc. (effective 2026-05-14).
  - Action: entry
  - Counterparty: Keefe, Bruyette & Woods, Inc.
  - Effective: 2026-05-14
  source text: On May 14, 2026, Rhinebeck Bancorp, MHC (the “MHC”), the parent mutual holding company of Rhinebeck Bancorp, Inc. (the “Company”), the Company, and Rhinebeck Bank, the Company’s wholly owned subsidiary, entered into an Agency Agreement with Keefe, Bruyette & Woods, Inc. (“KBW"), which will assist in the marketing of the Company’s common stock during its stock offering.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1751783/000110465926061328/0001104659-26-061328-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.