---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-083383"
form_type: "8-K"
ticker: "C"
cik: "0000831001"
company_name: "CITIGROUP INC"
filed_at: "2026-07-14T13:39:47+00:00"
generated_at: "2026-07-14T13:41:17.238582+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Citi Q2 net income up 45% to $5.8B; revenue $24.8B (+14% YoY); plans 12% dividend increase, $30B buyback

## Summary
- Net income $5.8B, EPS $3.15 vs $1.96 YoY; revenue $24.8B (+14% YoY).
- Services revenue record $6.4B (+18%); Markets equities +45%; Banking +34%.
- Plans to increase dividend by 12% and launch $30B buyback; returned ~$5B in Q2.
- CET1 ratio 12.8%; book value $114.74, tangible book $100.89.
- Net credit losses $2.4B (+8% YoY); operating expenses $14.2B (+5%).

## SEC filing metadata
- accession: 0001104659-26-083383
- form_type: 8-K
- ticker: C
- cik: 0000831001
- company_name: CITIGROUP INC
- filed_at: 2026-07-14T13:39:47+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/831001/000110465926083383/0001104659-26-083383-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/831001/000110465926083383/c-20260714x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-083383
- JSON: https://secwatch.observer/filing/0001104659-26-083383.json
- Plain text: https://secwatch.observer/filing/0001104659-26-083383.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.