---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-085285"
form_type: "8-K"
ticker: "ASRV"
cik: "0000707605"
company_name: "AMERISERV FINANCIAL INC /PA/"
filed_at: "2026-07-21T14:11:42+00:00"
generated_at: "2026-07-21T14:13:07.870513+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# AmeriServ Financial Q2 net income $2.7M ($0.16/share) vs loss; declares $0.03 dividend

## Summary
- Q2 2026 net income $2.7M ($0.16 diluted EPS) vs Q2 2025 net loss $282K ($0.02 loss).
- Net interest margin improved 24 bps to 3.34% in Q2; net interest income up 9.1% YoY.
- Provision for credit losses recovery of $294K in Q2 vs $3.1M provision in Q2 2025.
- Non-interest expense up 9.3% due to $520K increase in professional fees (SB Value Partners consulting).
- Board declared $0.03 quarterly dividend, payable Aug 17, 2026 to holders of record Aug 3, 2026.

## SEC filing metadata
- accession: 0001104659-26-085285
- form_type: 8-K
- ticker: ASRV
- cik: 0000707605
- company_name: AMERISERV FINANCIAL INC /PA/
- filed_at: 2026-07-21T14:11:42+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/707605/000110465926085285/0001104659-26-085285-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/707605/000110465926085285/asrv-20260721x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-085285
- JSON: https://secwatch.observer/filing/0001104659-26-085285.json
- Plain text: https://secwatch.observer/filing/0001104659-26-085285.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.