---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-085408"
form_type: "8-K"
ticker: "NBHC"
cik: "0001475841"
company_name: "National Bank Holdings Corp"
filed_at: "2026-07-21T20:11:19+00:00"
generated_at: "2026-07-21T20:12:09.876376+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NBHC Q2 2026 GAAP EPS $0.58 vs $0.88 YoY; net income $26.5M

## Summary
- Q2 2026 GAAP net income $26.5M ($0.58 diluted EPS), down from $34.0M ($0.88) in Q2 2025.
- Adjusted net income (non-GAAP) for Q2 2026 was $35.3M (QTD).
- Six-month 2026 GAAP net income $47.3M vs $58.3M in 2025, down 19%.
- Return on average assets fell to 0.86% from 1.38% a year ago; return on tangible common equity 9.70% vs 14.18%.

## SEC filing metadata
- accession: 0001104659-26-085408
- form_type: 8-K
- ticker: NBHC
- cik: 0001475841
- company_name: National Bank Holdings Corp
- filed_at: 2026-07-21T20:11:19+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1475841/000110465926085408/0001104659-26-085408-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1475841/000110465926085408/nbhc-20260721x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-085408
- JSON: https://secwatch.observer/filing/0001104659-26-085408.json
- Plain text: https://secwatch.observer/filing/0001104659-26-085408.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.