---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-085415"
form_type: "8-K"
ticker: "BHB"
cik: "0000743367"
company_name: "BAR HARBOR BANKSHARES"
filed_at: "2026-07-21T20:17:28+00:00"
generated_at: "2026-07-21T20:19:19.269903+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Bar Harbor Bankshares Q2 2026 net income $15.2M, EPS $0.91; NIM expands to 3.61%

## Summary
- GAAP net income $15.2M ($0.91 diluted EPS) vs $13.5M ($0.81) in Q1 2026; core EPS $0.92.
- Net interest margin 3.61% vs 3.54% in Q1 2026 and 3.23% in Q2 2025.
- Total loans increased $28.9M to $3.6B; commercial real estate loans up $20.3M.
- Dividend declared $0.34/share, payable Sept 18, 2026, record Aug 20, 2026; 3.60% annualized yield.
- Book value per share $32.80, tangible book value $23.43, both up from Q1 2026.

## SEC filing metadata
- accession: 0001104659-26-085415
- form_type: 8-K
- ticker: BHB
- cik: 0000743367
- company_name: BAR HARBOR BANKSHARES
- filed_at: 2026-07-21T20:17:28+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/743367/000110465926085415/0001104659-26-085415-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/743367/000110465926085415/bhb-20260721x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-085415
- JSON: https://secwatch.observer/filing/0001104659-26-085415.json
- Plain text: https://secwatch.observer/filing/0001104659-26-085415.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.