---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-085420"
form_type: "8-K"
ticker: "MCB"
cik: "0001476034"
company_name: "Metropolitan Bank Holding Corp."
filed_at: "2026-07-21T20:20:28+00:00"
generated_at: "2026-07-21T20:22:15.814263+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Metropolitan Bank Q2 EPS $1.54; NII up 22.8% YoY; dividend raised 40% to $0.35; $50M buyback

## Summary
- Diluted EPS $1.54 vs $2.92 prior quarter and $1.76 year ago; net income $19.2M.
- Net interest income $90.4M, up 22.8% YoY; NIM stable at 4.08%.
- Provision for credit losses $13.3M driven by a single C&I loan in non-core portfolio.
- Non-performing loans ratio improved to 0.91% from 1.01% prior quarter.
- Board approved $50M stock repurchase program; quarterly dividend raised to $0.35/share from $0.25.

## SEC filing metadata
- accession: 0001104659-26-085420
- form_type: 8-K
- ticker: MCB
- cik: 0001476034
- company_name: Metropolitan Bank Holding Corp.
- filed_at: 2026-07-21T20:20:28+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1476034/000110465926085420/0001104659-26-085420-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1476034/000110465926085420/mcb-20260721x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-085420
- JSON: https://secwatch.observer/filing/0001104659-26-085420.json
- Plain text: https://secwatch.observer/filing/0001104659-26-085420.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.