secwatch.observer — SEC 8-K summary
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Issuer:     Metropolitan Bank Holding Corp. (MCB)
CIK:        0001476034
Form:       8-K
Filed at:   2026-07-21T20:20:28+00:00
Accession:  0001104659-26-085420
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Metropolitan Bank Q2 EPS $1.54; NII up 22.8% YoY; dividend raised 40% to $0.35; $50M buyback
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- Diluted EPS $1.54 vs $2.92 prior quarter and $1.76 year ago; net income $19.2M.
- Net interest income $90.4M, up 22.8% YoY; NIM stable at 4.08%.
- Provision for credit losses $13.3M driven by a single C&I loan in non-core portfolio.
- Non-performing loans ratio improved to 0.91% from 1.01% prior quarter.
- Board approved $50M stock repurchase program; quarterly dividend raised to $0.35/share from $0.25.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1476034/000110465926085420/0001104659-26-085420-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1476034/000110465926085420/mcb-20260721x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-085420

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