Juniata Valley Q2 net income up 32% to $2.5M; EPS $0.50 vs $0.38

JUNIATA VALLEY FINANCIAL CORP

Net income $2.5M for Q2 2026, up 32% YoY; diluted EPS $0.50 vs $0.38.
Net interest income $7.4M, up 20% YoY; net interest margin expanded to 3.36% from 2.95%.
Nonperforming + delinquent loans only 0.2% of total loan portfolio; credit quality strong.
Board declared $0.22 per share dividend, payable Sept 1, 2026 to holders of record Aug 18.
Total loans grew 5.8% YTD to $34.9M increase; commercial real estate drove growth.

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