secwatch.observer — SEC 8-K summary
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Issuer:     NB Bancorp, Inc. (NBBK)
CIK:        0001979330
Form:       8-K
Filed at:   2026-07-22T20:30:37+00:00
Accession:  0001104659-26-085826
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NB Bancorp Q2 net income $21.1M ($0.53 EPS), up 41% QoQ; NIM expands to 4.00%
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- Net income $21.1M ($0.53 diluted EPS) vs $15.0M ($0.36) prior quarter; operating net income $21.9M ($0.55).
- Net interest margin expanded 7 bps to 4.00%; loans grew 3.4% to $6.42B, deposits up 3.7% to $6.32B.
- Credit quality improved: net charge-offs annualized 0.07% (from 0.91%), NPLs fell to 0.43% from 0.73%.
- Board declared $0.07/share dividend, payable Aug 19 to holders of record Aug 5.
- Repurchased 918,727 shares at $20.13/share; tangible book value per share $18.51.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1979330/000110465926085826/0001104659-26-085826-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1979330/000110465926085826/nbbk-20260722x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-085826

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer