{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-086247","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2026-07-23T20:00:11+00:00","discovered_at":"2026-07-23T20:01:00.374154+00:00","generated_at":"2026-07-23T20:01:35.540915+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hanover Bancorp Q2 net income $4.1M ($0.55 EPS); NIM expands to 3.10%; declares $0.10 dividend","bullets":["Net income $4.1M ($0.55 diluted EPS); adjusted net income $4.3M ($0.58 diluted EPS) vs $2.4M ($0.33) YoY.","Net interest income record $16.8M, up 13.36% YoY; net interest margin 3.10% vs 2.76% YoY.","Demand deposits record $254.3M, up 7.13% linked quarter; share repurchases 112,346 shares at $23.54.","New President Kevin O'Connor effective July 27, 2026; quarterly dividend $0.10 payable Aug 13, 2026.","Non-performing loans $28.3M (1.42% of loans) vs $24.6M linked quarter; provision $500K."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-086247","json":"https://secwatch.observer/filing/0001104659-26-086247.json","markdown":"https://secwatch.observer/filing/0001104659-26-086247.md","text":"https://secwatch.observer/filing/0001104659-26-086247.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000110465926086247/0001104659-26-086247-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000110465926086247/hnvr-20260723x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:01:35.540915+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}