{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-086301","form_type":"8-K","ticker":"ASRV","cik":"0000707605","company_name":"AMERISERV FINANCIAL INC /PA/","filed_at":"2026-07-23T20:46:44+00:00","discovered_at":"2026-07-23T20:48:00.403600+00:00","generated_at":"2026-07-23T20:48:12.052365+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"AmeriServ Q2 2026 net income $2.74M ($0.16 EPS); NIM 3.34%; NPAs down to $8.38M","bullets":["Q2 2026 net income $2.74M vs Q2 2025 loss $0.38M; EPS $0.16 vs ($0.02).","Net interest margin improved to 3.34% in Q2 2026 from 2.74% a year earlier.","Non-performing assets fell to $8.38M (0.76% of loans) from $16.42M in Q2 2025.","Tangible book value per share $6.45 as of June 30, 2026, up from $5.89 a year ago.","Dividend maintained at $0.03/quarter; board to revisit share repurchase authorization in H2 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-086301","json":"https://secwatch.observer/filing/0001104659-26-086301.json","markdown":"https://secwatch.observer/filing/0001104659-26-086301.md","text":"https://secwatch.observer/filing/0001104659-26-086301.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707605/000110465926086301/0001104659-26-086301-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707605/000110465926086301/tm2621231d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:48:12.052365+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}