---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-086301"
form_type: "8-K"
ticker: "ASRV"
cik: "0000707605"
company_name: "AMERISERV FINANCIAL INC /PA/"
filed_at: "2026-07-23T20:46:44+00:00"
generated_at: "2026-07-23T20:48:12.052365+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# AmeriServ Q2 2026 net income $2.74M ($0.16 EPS); NIM 3.34%; NPAs down to $8.38M

## Summary
- Q2 2026 net income $2.74M vs Q2 2025 loss $0.38M; EPS $0.16 vs ($0.02).
- Net interest margin improved to 3.34% in Q2 2026 from 2.74% a year earlier.
- Non-performing assets fell to $8.38M (0.76% of loans) from $16.42M in Q2 2025.
- Tangible book value per share $6.45 as of June 30, 2026, up from $5.89 a year ago.
- Dividend maintained at $0.03/quarter; board to revisit share repurchase authorization in H2 2026.

## SEC filing metadata
- accession: 0001104659-26-086301
- form_type: 8-K
- ticker: ASRV
- cik: 0000707605
- company_name: AMERISERV FINANCIAL INC /PA/
- filed_at: 2026-07-23T20:46:44+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/707605/000110465926086301/0001104659-26-086301-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/707605/000110465926086301/tm2621231d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-086301
- JSON: https://secwatch.observer/filing/0001104659-26-086301.json
- Plain text: https://secwatch.observer/filing/0001104659-26-086301.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.