{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-086543","form_type":"8-K","ticker":"UBCP","cik":"0000731653","company_name":"UNITED BANCORP INC /OH/","filed_at":"2026-07-24T14:03:40+00:00","discovered_at":"2026-07-24T14:04:22.309402+00:00","generated_at":"2026-07-24T14:04:28.398304+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"United Bancorp Q2 EPS $0.36, up 9.1% YoY; net income $2.1M, up 9.4%","bullets":["Diluted EPS $0.36 for Q2 2026, up 9.1% YoY; net income $2.095M, up 9.4% YoY.","Net interest margin expanded 17 bps to 3.82% for H1 2026; net interest income up 5.2% YoY.","Total assets $878.0M, up 3.6% YoY; total deposits $686.9M, up 6.8% YoY.","Regular cash dividend $0.195/share in Q2, up 5.4% YoY; forward yield 4.9% (6.0% incl. special dividend).","Nonaccrual loans + loans past due 30+ days $6.9M (1.4% of gross loans), up $4.7M YoY mainly from one commercial relationship."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-086543","json":"https://secwatch.observer/filing/0001104659-26-086543.json","markdown":"https://secwatch.observer/filing/0001104659-26-086543.md","text":"https://secwatch.observer/filing/0001104659-26-086543.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731653/000110465926086543/0001104659-26-086543-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731653/000110465926086543/tm2621220d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-24T14:04:28.398304+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}