secwatch.observer — SEC 8-K summary
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Issuer:     UNITED BANCORP INC /OH/ (UBCP)
CIK:        0000731653
Form:       8-K
Filed at:   2026-07-24T14:03:40+00:00
Accession:  0001104659-26-086543
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

United Bancorp Q2 EPS $0.36, up 9.1% YoY; net income $2.1M, up 9.4%
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- Diluted EPS $0.36 for Q2 2026, up 9.1% YoY; net income $2.095M, up 9.4% YoY.
- Net interest margin expanded 17 bps to 3.82% for H1 2026; net interest income up 5.2% YoY.
- Total assets $878.0M, up 3.6% YoY; total deposits $686.9M, up 6.8% YoY.
- Regular cash dividend $0.195/share in Q2, up 5.4% YoY; forward yield 4.9% (6.0% incl. special dividend).
- Nonaccrual loans + loans past due 30+ days $6.9M (1.4% of gross loans), up $4.7M YoY mainly from one commercial relationship.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/731653/000110465926086543/0001104659-26-086543-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/731653/000110465926086543/tm2621220d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-086543

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer