{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-086673","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2026-07-24T20:45:29+00:00","discovered_at":"2026-07-24T20:46:00.371586+00:00","generated_at":"2026-07-24T20:46:05.792332+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Capital Q2 net income rises to $4.8M ($1.43/share) from $3.8M YoY","bullets":["Net income $4.8M ($1.43 diluted EPS) vs $3.8M ($1.13) in Q2 2025, up 26%.","Net interest margin (tax-equivalent) expanded to 3.98% from 3.59% YoY.","Provision for credit losses increased to $425K from $306K; net charge-offs $58K.","Noninterest income up $187K driven by $92K gain on equity securities.","Total assets $1.29B at June 30, 2026 vs $1.27B at Dec 31, 2025; deposits up $13.7M."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-086673","json":"https://secwatch.observer/filing/0001104659-26-086673.json","markdown":"https://secwatch.observer/filing/0001104659-26-086673.md","text":"https://secwatch.observer/filing/0001104659-26-086673.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000110465926086673/0001104659-26-086673-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000110465926086673/fcap-20260724x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-24T20:46:05.792332+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}