Sierra Bancorp Q2 2026 net income $9.9M ($0.77 EPS); YTD EPS up 20% to $1.72

SIERRA BANCORP

Q2 net income $9.9M ($0.77 diluted EPS) vs $10.6M ($0.78) a year ago; YTD net income $22.4M ($1.72) vs $19.7M ($1.43).
Net interest margin improved to 3.75% (YTD) from 3.71%; efficiency ratio improved to 57.70% from 60.00%.
Total deposits grew $54.6M (+2%) from Dec 31, 2025; noninterest-bearing deposits 35% of total; cost of deposits fell to 1.11%.
Tangible book value per share rose to $26.19 from $23.42 at Dec 31, 2025; Community Bank Leverage Ratio 12.25%.
Repurchased 396,429 shares in H1 2026; declared $0.27 dividend payable Aug 10, 2026.

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