{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-088174","form_type":"8-K","ticker":"PFSI","cik":"0001745916","company_name":"PennyMac Financial Services, Inc.","filed_at":"2026-07-29T20:31:12+00:00","discovered_at":"2026-07-29T20:32:00.321772+00:00","generated_at":"2026-07-29T20:32:25.487067+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PennyMac Q2 net income $22M, EPS $0.41, down 84% YoY; adjusted EPS $1.39; dividend $0.30","bullets":["Net income $22M ($0.41 diluted EPS) vs $136M ($2.54) in Q2 2025; adjusted net income $74M ($1.39 adjusted EPS).","Total net revenues $497M, down 9% QoQ; adjusted net revenues $566M, down 4% QoQ.","Annualized ROE 2% vs 14% a year ago; adjusted ROE 7% vs 13%.","Production segment pretax income $38M, down 33% YoY; servicing pretax income $22M, down 60% YoY.","Book value per share $83.49, up 7% YoY; dividend $0.30 per share declared, payable Aug 27."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-088174","json":"https://secwatch.observer/filing/0001104659-26-088174.json","markdown":"https://secwatch.observer/filing/0001104659-26-088174.md","text":"https://secwatch.observer/filing/0001104659-26-088174.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1745916/000110465926088174/0001104659-26-088174-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1745916/000110465926088174/tm2621541d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T20:32:25.487067+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}