---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-088174"
form_type: "8-K"
ticker: "PFSI"
cik: "0001745916"
company_name: "PennyMac Financial Services, Inc."
filed_at: "2026-07-29T20:31:12+00:00"
generated_at: "2026-07-29T20:32:25.487067+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# PennyMac Q2 net income $22M, EPS $0.41, down 84% YoY; adjusted EPS $1.39; dividend $0.30

## Summary
- Net income $22M ($0.41 diluted EPS) vs $136M ($2.54) in Q2 2025; adjusted net income $74M ($1.39 adjusted EPS).
- Total net revenues $497M, down 9% QoQ; adjusted net revenues $566M, down 4% QoQ.
- Annualized ROE 2% vs 14% a year ago; adjusted ROE 7% vs 13%.
- Production segment pretax income $38M, down 33% YoY; servicing pretax income $22M, down 60% YoY.
- Book value per share $83.49, up 7% YoY; dividend $0.30 per share declared, payable Aug 27.

## SEC filing metadata
- accession: 0001104659-26-088174
- form_type: 8-K
- ticker: PFSI
- cik: 0001745916
- company_name: PennyMac Financial Services, Inc.
- filed_at: 2026-07-29T20:31:12+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1745916/000110465926088174/0001104659-26-088174-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1745916/000110465926088174/tm2621541d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-088174
- JSON: https://secwatch.observer/filing/0001104659-26-088174.json
- Plain text: https://secwatch.observer/filing/0001104659-26-088174.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.