secwatch.observer — SEC 8-K summary
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Issuer:     PennyMac Financial Services, Inc. (PFSI)
CIK:        0001745916
Form:       8-K
Filed at:   2026-07-29T20:31:12+00:00
Accession:  0001104659-26-088174
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

PennyMac Q2 net income $22M, EPS $0.41, down 84% YoY; adjusted EPS $1.39; dividend $0.30
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- Net income $22M ($0.41 diluted EPS) vs $136M ($2.54) in Q2 2025; adjusted net income $74M ($1.39 adjusted EPS).
- Total net revenues $497M, down 9% QoQ; adjusted net revenues $566M, down 4% QoQ.
- Annualized ROE 2% vs 14% a year ago; adjusted ROE 7% vs 13%.
- Production segment pretax income $38M, down 33% YoY; servicing pretax income $22M, down 60% YoY.
- Book value per share $83.49, up 7% YoY; dividend $0.30 per share declared, payable Aug 27.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1745916/000110465926088174/0001104659-26-088174-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1745916/000110465926088174/tm2621541d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-088174

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer