Peoples Financial Q2 net income falls 13% to $14.8M; diluted EPS $1.48

PEOPLES FINANCIAL SERVICES CORP.

Net income $14.8M ($1.48 diluted EPS) for Q2 2026, down from $17.0M ($1.68) in Q2 2025.
Six-month net income $29.6M ($2.95 diluted EPS), down from $32.0M ($3.18) in prior year.
Annualized ROAA 1.13% and ROAE 11.10% for Q2 2026 vs 1.36% and 13.87% in Q2 2025.
Decline driven by higher provision for credit losses, increased noninterest expense and income tax.
CEO cites robust loan growth and disciplined strategy; provision increase consistent with balance sheet expansion.

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