{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-091874","form_type":"8-K","ticker":"IBOC","cik":"0000315709","company_name":"INTERNATIONAL BANCSHARES CORP","filed_at":"2026-08-06T17:15:20+00:00","discovered_at":"2026-08-06T17:16:10.480850+00:00","generated_at":"2026-08-06T17:16:15.147009+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"IBC Q2 net income $95.8M ($1.54 EPS), down 4.3% YoY; H1 net income $198M ($3.18 EPS), up 0.5%","bullets":["Q2 2026 net income $95.8M vs $100.1M in Q2 2025; diluted EPS $1.54 vs $1.61.","H1 2026 net income $198.0M ($3.18 diluted EPS) vs $197.0M ($3.16) in H1 2025.","Total assets $17.0B at June 30, 2026, up from $16.6B at Dec 31, 2025.","Net loans $9.7B, deposits $12.7B, both increased from year-end 2025.","Provision for credit losses increased due to loan growth and non-accrual balances; no actual losses realized."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-091874","json":"https://secwatch.observer/filing/0001104659-26-091874.json","markdown":"https://secwatch.observer/filing/0001104659-26-091874.md","text":"https://secwatch.observer/filing/0001104659-26-091874.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/315709/000110465926091874/0001104659-26-091874-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/315709/000110465926091874/iboc-20260806x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-06T17:16:15.147009+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}