---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-091874"
form_type: "8-K"
ticker: "IBOC"
cik: "0000315709"
company_name: "INTERNATIONAL BANCSHARES CORP"
filed_at: "2026-08-06T17:15:20+00:00"
generated_at: "2026-08-06T17:16:15.147009+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# IBC Q2 net income $95.8M ($1.54 EPS), down 4.3% YoY; H1 net income $198M ($3.18 EPS), up 0.5%

## Summary
- Q2 2026 net income $95.8M vs $100.1M in Q2 2025; diluted EPS $1.54 vs $1.61.
- H1 2026 net income $198.0M ($3.18 diluted EPS) vs $197.0M ($3.16) in H1 2025.
- Total assets $17.0B at June 30, 2026, up from $16.6B at Dec 31, 2025.
- Net loans $9.7B, deposits $12.7B, both increased from year-end 2025.
- Provision for credit losses increased due to loan growth and non-accrual balances; no actual losses realized.

## SEC filing metadata
- accession: 0001104659-26-091874
- form_type: 8-K
- ticker: IBOC
- cik: 0000315709
- company_name: INTERNATIONAL BANCSHARES CORP
- filed_at: 2026-08-06T17:15:20+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/315709/000110465926091874/0001104659-26-091874-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/315709/000110465926091874/iboc-20260806x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-091874
- JSON: https://secwatch.observer/filing/0001104659-26-091874.json
- Plain text: https://secwatch.observer/filing/0001104659-26-091874.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.