{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-095891","form_type":"8-K","ticker":"JCAP","cik":"0002046042","company_name":"Jefferson Capital, Inc. / DE","filed_at":"2026-08-13T20:05:12+00:00","discovered_at":"2026-08-13T20:07:00.108272+00:00","generated_at":"2026-08-13T20:07:21.471398+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Jefferson Capital Q2 2026 revenue up 16% to $177.5M; EPS $0.67, adjusted $0.77","bullets":["Record revenue of $177.5M, up 16.2% YoY; net income $41.3M and EPS $0.67.","Adjusted pre-tax income $59.3M, adjusted net income $47.3M, adjusted EPS $0.77.","Collections grew 17.7% to $300.9M; deployments up 21.5% to $152.2M; ERC up 17.9% to $3.4B.","Leverage ratio improved to 1.71x from 1.76x; RCF upsize to $1.15B completed April 22, 2026.","Quarterly dividend declared at $0.24/share, payable Sept 3, 2026 to record holders Aug 24, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-095891","json":"https://secwatch.observer/filing/0001104659-26-095891.json","markdown":"https://secwatch.observer/filing/0001104659-26-095891.md","text":"https://secwatch.observer/filing/0001104659-26-095891.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2046042/000110465926095891/0001104659-26-095891-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2046042/000110465926095891/jcap-20260813x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-13T20:07:21.471398+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}