secwatch.observer — SEC 8-K summary
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Issuer:     Jefferson Capital, Inc. / DE (JCAP)
CIK:        0002046042
Form:       8-K
Filed at:   2026-08-13T20:05:12+00:00
Accession:  0001104659-26-095891
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Jefferson Capital Q2 2026 revenue up 16% to $177.5M; EPS $0.67, adjusted $0.77
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- Record revenue of $177.5M, up 16.2% YoY; net income $41.3M and EPS $0.67.
- Adjusted pre-tax income $59.3M, adjusted net income $47.3M, adjusted EPS $0.77.
- Collections grew 17.7% to $300.9M; deployments up 21.5% to $152.2M; ERC up 17.9% to $3.4B.
- Leverage ratio improved to 1.71x from 1.76x; RCF upsize to $1.15B completed April 22, 2026.
- Quarterly dividend declared at $0.24/share, payable Sept 3, 2026 to record holders Aug 24, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2046042/000110465926095891/0001104659-26-095891-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2046042/000110465926095891/jcap-20260813x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-095891

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer