---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-098383"
form_type: "8-K"
ticker: null
cik: "0001724789"
company_name: "Synchrony Card Issuance Trust"
filed_at: "2026-08-18T20:38:32+00:00"
generated_at: "2026-08-18T20:39:10.760537+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Synchrony Card Issuance Trust issues $1B Class A(2026-2) notes; portfolio data as of June 30, 2026

## Summary
- Issued $1,000,000,000 principal amount of SynchronySeries Class A(2026-2) Notes on Aug 12, 2026.
- Net proceeds to Trust before expenses $997,233,400; after est. expenses $996,433,400.
- Proceeds used to purchase credit card receivables from Synchrony Bank and repay intercompany debt.
- Trust portfolio as of June 30, 2026: total receivables $11.475B, principal $10.972B, finance charges $502.9M, 9.7M accounts.
- 12-month average monthly balance reduction rate 1.81% as of June 30, 2026.

## SEC filing metadata
- accession: 0001104659-26-098383
- form_type: 8-K
- cik: 0001724789
- company_name: Synchrony Card Issuance Trust
- filed_at: 2026-08-18T20:38:32+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 6.05, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1724789/000110465926098383/0001104659-26-098383-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1724786/000110465926098383/tm2623244d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-098383
- JSON: https://secwatch.observer/filing/0001104659-26-098383.json
- Plain text: https://secwatch.observer/filing/0001104659-26-098383.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.