---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-103556"
form_type: "8-K"
ticker: "FCFS"
cik: "0000840489"
company_name: "FirstCash Holdings, Inc."
filed_at: "2026-08-31T11:30:27+00:00"
generated_at: "2026-08-31T11:35:08.011148+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# FirstCash upsizes credit facility to $1.055B, extends maturity to 2031

## Summary
- Facility increased from $700M to $1.055B; maturity extended from Aug 2029 to Aug 27, 2031.
- Adds up to $500M USD-equivalent borrowings in British pounds sterling; reduces unused fee.
- Permitted net leverage ratio raised to 3.5x consolidated EBITDA for full term.
- Amendment supports funding of expected Ramsdens pawn acquisition in U.K., pending final regulatory approval.
- Two new banks added to syndicate; existing lenders increased commitments.

## SEC filing metadata
- accession: 0001104659-26-103556
- form_type: 8-K
- ticker: FCFS
- cik: 0000840489
- company_name: FirstCash Holdings, Inc.
- filed_at: 2026-08-31T11:30:27+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/840489/000110465926103556/0001104659-26-103556-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/840489/000110465926103556/tm2624268d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-103556
- JSON: https://secwatch.observer/filing/0001104659-26-103556.json
- Plain text: https://secwatch.observer/filing/0001104659-26-103556.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.