---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-105666"
form_type: "8-K"
ticker: "UCB"
cik: "0000857855"
company_name: "UNITED COMMUNITY BANKS INC"
filed_at: "2026-09-08T11:30:25+00:00"
generated_at: "2026-09-08T11:35:07.237670+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# United Community Banks completes Navitas sale, $2.6B securities repositioning; expects $300M pre-tax loss

## Summary
- Sold Navitas for ~$2.0B net proceeds; reclassified $2.2B HTM to AFS and sold ~$2.6B securities at 2.20% yield.
- Expects ~$300M pre-tax loss on repositioning, offset by $64M Navitas gain; Q3 2026 net loss expected.
- Proforma CET1 ~14.5% after Navitas; above 13% after repositioning and Peach State acquisition.
- Board increased share repurchase authorization by $100M through Dec 31, 2027; $87M repurchased in 2026.
- Revenue producers up ~20% YoY; redeploying proceeds into ~4.5% yield short-duration securities.

## SEC filing metadata
- accession: 0001104659-26-105666
- form_type: 8-K
- ticker: UCB
- cik: 0000857855
- company_name: UNITED COMMUNITY BANKS INC
- filed_at: 2026-09-08T11:30:25+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/857855/000110465926105666/0001104659-26-105666-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/857855/000110465926105666/tm2624931d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-105666
- JSON: https://secwatch.observer/filing/0001104659-26-105666.json
- Plain text: https://secwatch.observer/filing/0001104659-26-105666.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.