{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-108950","form_type":"8-K","ticker":"FCBM","cik":"0001531193","company_name":"First Carolina Financial Services, Inc.","filed_at":"2026-09-18T20:30:27+00:00","discovered_at":"2026-09-18T20:31:06.579078+00:00","generated_at":"2026-09-18T20:31:21.466626+00:00","sec_items":["5.02","7.01","9.01"],"event_type":"leadership","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Carolina CFO Steven Deaton to retire January 1, 2027; $32M notes redeemed","bullets":["CFO and Chief Risk Officer Steven Deaton will retire effective Jan 1, 2027; CEO Ron Day thanked him for leadership.","Company completed full redemption of $32.0M Fixed-to-Floating Rate Subordinated Notes due Dec 6, 2029.","Consolidated NIM (MTD) July 3.34%, Aug 3.34%, Sept est 3.34%; YTD 3.25%, 3.27%, 3.28%.","Bank-level NIM: July 3.46%, Aug 3.47%, Sept est 3.47% MTD; YTD 3.38%, 3.39%, 3.40%.","Deaton cited 40+ years in banking; led through BM Technologies acquisition and IPO."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-108950","json":"https://secwatch.observer/filing/0001104659-26-108950.json","markdown":"https://secwatch.observer/filing/0001104659-26-108950.md","text":"https://secwatch.observer/filing/0001104659-26-108950.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1531193/000110465926108950/0001104659-26-108950-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1531193/000110465926108950/tm2625756d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-18T20:31:21.466626+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}