---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-112341"
form_type: "8-K"
ticker: "CTO"
cik: "0000023795"
company_name: "CTO Realty Growth, Inc."
filed_at: "2026-09-30T20:15:22+00:00"
generated_at: "2026-10-12T14:05:27.867125+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# CTO Realty Growth closes $1.0B amended credit facility, pushing weighted-average debt maturity to 4.3 years from 1.6

## Summary
- $1.0B facility: $400M revolver due Sept 2030 with two six-month extensions; $150M term loans due Sept 2029 and 2030 (each upsized from $125M); new $150M loans due Sept 2031 and March 2032.
- Weighted average maturity of outstanding debt rises to 4.3 years from 1.6 years at closing, excluding extension options; total commitments up $250M, with accordion to $1.5B.
- Initial fixed rates from applied SOFR swaps: 5.3% (2029), 4.9% (2030), 4.8% (2031), 3.4% (2032); the 2032 rate steps up to roughly 5.3% in February 2027.
- Proceeds repaid the prior $300M revolver, $100M term loan due Jan 2027 and $100M term loan due Jan 2028; the 2017 BMO credit agreement was terminated and discharged.
- KeyBank is administrative agent; co-syndication agents include Bank of America, Huntington, PNC, Regions, Truist and Wells Fargo, with pricing set by a leverage-based grid.

## SEC filing metadata
- accession: 0001104659-26-112341
- form_type: 8-K
- ticker: CTO
- cik: 0000023795
- company_name: CTO Realty Growth, Inc.
- filed_at: 2026-09-30T20:15:22+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/23795/000110465926112341/0001104659-26-112341-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/23795/000110465926112341/cto-20260929x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-112341
- JSON: https://secwatch.observer/filing/0001104659-26-112341.json
- Plain text: https://secwatch.observer/filing/0001104659-26-112341.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.