{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-112856","form_type":"8-K","ticker":"NBHC","cik":"0001475841","company_name":"National Bank Holdings Corp","filed_at":"2026-10-01T20:41:47+00:00","discovered_at":"2026-10-01T20:43:00.387104+00:00","generated_at":"2026-10-12T14:25:33.658128+00:00","sec_items":["2.06","8.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.92,"calibrated_materiality_score":0.92,"confidence":"high","headline":"National Bank Holdings expects $46.8M charge-offs and $4M FinTech impairment; adds $40.1M buyback","bullets":["NBH Bank expects $46.8M of charge-offs on franchise and healthcare commercial loans, with $65.0M principal reserved/charged down to $18.2M.","Provision expense expected at $38.0M-$40.0M for Q3 2026; after-tax earnings hit of $32.0M-$34.0M, or $0.72-$0.76 per diluted share.","Company expects $4.0M impairment on a FinTech partnership investment in non-marketable securities, reducing non-interest income.","Board approved additional $40.1M Class A stock repurchase on Sept 30, 2026, bringing total authority to $100.0M.","As of Sept 30, 2026, 44,285,618 Class A shares outstanding, excluding 813,990 restricted unvested shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-112856","json":"https://secwatch.observer/filing/0001104659-26-112856.json","markdown":"https://secwatch.observer/filing/0001104659-26-112856.md","text":"https://secwatch.observer/filing/0001104659-26-112856.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1475841/000110465926112856/0001104659-26-112856-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1475841/000110465926112856/nbhc-20260928x8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T14:25:33.658128+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}