---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-112856"
form_type: "8-K"
ticker: "NBHC"
cik: "0001475841"
company_name: "National Bank Holdings Corp"
filed_at: "2026-10-01T20:41:47+00:00"
generated_at: "2026-10-12T14:25:33.658128+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.92
calibrated_materiality_score: 0.92
confidence: "high"
source: SEC EDGAR
---

# National Bank Holdings expects $46.8M charge-offs and $4M FinTech impairment; adds $40.1M buyback

## Summary
- NBH Bank expects $46.8M of charge-offs on franchise and healthcare commercial loans, with $65.0M principal reserved/charged down to $18.2M.
- Provision expense expected at $38.0M-$40.0M for Q3 2026; after-tax earnings hit of $32.0M-$34.0M, or $0.72-$0.76 per diluted share.
- Company expects $4.0M impairment on a FinTech partnership investment in non-marketable securities, reducing non-interest income.
- Board approved additional $40.1M Class A stock repurchase on Sept 30, 2026, bringing total authority to $100.0M.
- As of Sept 30, 2026, 44,285,618 Class A shares outstanding, excluding 813,990 restricted unvested shares.

## SEC filing metadata
- accession: 0001104659-26-112856
- form_type: 8-K
- ticker: NBHC
- cik: 0001475841
- company_name: National Bank Holdings Corp
- filed_at: 2026-10-01T20:41:47+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.92
- calibrated_materiality_score: 0.92
- confidence: high
- sec_items: 2.06, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1475841/000110465926112856/0001104659-26-112856-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1475841/000110465926112856/nbhc-20260928x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-112856
- JSON: https://secwatch.observer/filing/0001104659-26-112856.json
- Plain text: https://secwatch.observer/filing/0001104659-26-112856.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.