---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-113514"
form_type: "8-K"
ticker: "RRGB"
cik: "0001171759"
company_name: "RED ROBIN GOURMET BURGERS INC"
filed_at: "2026-10-05T12:20:18+00:00"
generated_at: "2026-10-12T14:45:39.616024+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Red Robin refinances with $115M five-year facility: $90M term loan, $25M revolver maturing Oct 2, 2031

## Summary
- New Credit Agreement dated October 2, 2026 replaces the March 4, 2022 prior credit agreement, which was terminated and paid off in full.
- Initial pricing on the term loan and revolver is SOFR plus 325 bps, ranging 275-350 bps based on leverage ratio, with no SOFR floor.
- Term loan amortization: 5.0% annually through year two, 7.5% years two to four, then 10%; revolver requires no amortization.
- Facility can be upsized by up to $20M with lender participation; Red Robin International, Inc. is borrower, with the Company and subsidiaries as guarantors.
- Refinancing follows refranchising of 108 restaurants for ~$89.4M, with 8 more Op Burgers locations expected to close for ~$6.6M, totaling ~$96M from 116 stores.

## SEC filing metadata
- accession: 0001104659-26-113514
- form_type: 8-K
- ticker: RRGB
- cik: 0001171759
- company_name: RED ROBIN GOURMET BURGERS INC
- filed_at: 2026-10-05T12:20:18+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 1.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1171759/000110465926113514/0001104659-26-113514-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1171759/000110465926113514/tm2626832d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-113514
- JSON: https://secwatch.observer/filing/0001104659-26-113514.json
- Plain text: https://secwatch.observer/filing/0001104659-26-113514.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.