{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-114701","form_type":"8-K","ticker":"VREOF","cik":"0001771706","company_name":"Vireo Growth Inc.","filed_at":"2026-10-08T20:06:10+00:00","discovered_at":"2026-10-08T20:07:00.269150+00:00","generated_at":"2026-10-12T15:29:45.917375+00:00","sec_items":["1.01","1.02","2.03","7.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Vireo Growth closes $60M Needham Bank loan, refinances $49M IIP note, buys Palatka facility","bullets":["$60M term loan with Needham Bank at 8.50% fixed, matures April 2, 2034; interest-only for six months, then 10-year amortization.","Proceeds: ~$49M to repay IIP-NY seller note (IIP-NY no longer lender) and ~$11M to acquire 160 Comfort Road, Palatka, FL cannabis facility.","Security: first-lien mortgages on ~389,000 sq ft Perth, NY facility on 20.598 acres and Palatka property; $900,000 commitment fee (1.50%) paid.","Second lien debt of $41M held by Chicago Atlantic; director/CEO John Mazarakis is a partner of Chicago Atlantic Group and recused himself.","Prepayment premiums of 3%/2%/1% apply if refinanced with another lender in first three years; no premium after or on Change of Control."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-114701","json":"https://secwatch.observer/filing/0001104659-26-114701.json","markdown":"https://secwatch.observer/filing/0001104659-26-114701.md","text":"https://secwatch.observer/filing/0001104659-26-114701.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1771706/000110465926114701/0001104659-26-114701-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1771706/000110465926114701/tm2627125d1_8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T15:29:45.917375+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}