{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-115323","form_type":"8-K","ticker":"C","cik":"0000831001","company_name":"CITIGROUP INC","filed_at":"2026-10-13T14:09:22+00:00","discovered_at":"2026-10-13T14:10:00.269812+00:00","generated_at":"2026-10-13T14:10:06.965301+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Citigroup Q3 2026 EPS $2.85, up 53% YoY, on $23.8B revenue (+8%); best third-quarter revenue in a decade","bullets":["Q3 2026 net income $5.2B, or $2.85 diluted EPS, up 53% YoY; revenue $23.8B rose 8% from $22.1B, Citi's best third-quarter revenue in a decade.","Adjusted EPS up 27% ex-item; prior-year period included a $726M Banamex goodwill impairment ($714M after tax), when reported EPS was $1.86 and net income $3.8B.","Services revenue $6.6B, up 15% (TTS +16%, Securities Services +13%); Markets +6% with Equities +14%; Banking +6%; Wealth RoTCE above 14%; USCC return above 21%.","Returned $4.1B to common shareholders via buybacks and dividends; payout ratio 85%; CET1 12.8%; BVPS $115.61 (+7%), TBVPS $101.59 (+6%); ROE 10.1%.","CEO Jane Fraser expects to exceed this year's return target while pulling forward investment toward 11-13% near-term goal and 14-15% sustainable returns; provision $2.6B, expenses $14.0B (-2%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-115323","json":"https://secwatch.observer/filing/0001104659-26-115323.json","markdown":"https://secwatch.observer/filing/0001104659-26-115323.md","text":"https://secwatch.observer/filing/0001104659-26-115323.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/831001/000110465926115323/0001104659-26-115323-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/831001/000110465926115323/c-20261013x8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-13T14:10:06.965301+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}