secwatch.observer — SEC 8-K summary
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Issuer:     Esquire Financial Holdings, Inc. (ESQ)
CIK:        0001531031
Form:       8-K/A
Filed at:   2026-10-15T11:00:33+00:00
Accession:  0001104659-26-115958
Event type: m_and_a
Sentiment:  neutral
Materiality: 0.40
Item codes: 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Esquire closes Signature Bancorporation merger; pro forma assets $4.59B, diluted EPS accretive to $1.64
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- Signature Bancorporation merged into Esquire on August 1, 2026, then Signature Bank merged into Esquire Bank, N.A., under the March 11, 2026 merger agreement.
- Pro forma combined assets of $4.59B and deposits of $3.81B at March 31, 2026, combining Esquire's $2.42B of assets with Signature's $1.95B.
- Consideration of $465.7M: 3,446,992 ESQ shares issued at an exchange ratio of 2.671x and a $129.22 close on July 31, 2026; $219.4M of goodwill recorded.
- Core deposit intangible of $49.3M amortized over eight years; estimated merger expenses of $35.5M pretax ($27.9M after tax).
- Pro forma Q1 2026 net income $20.1M and diluted EPS $1.64 vs Esquire standalone $1.40; diluted shares rise to 12,284K from 8,700K.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1531031/000110465926115958/0001104659-26-115958-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1531031/000110465926115958/tm2627509d1_8ka.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-115958

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