{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-117852","form_type":"8-K","ticker":"STC","cik":"0000094344","company_name":"STEWART INFORMATION SERVICES CORP","filed_at":"2026-10-21T20:25:33+00:00","discovered_at":"2026-10-21T20:27:19.994473+00:00","generated_at":"2026-10-21T20:27:23.787685+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Stewart Q3 revenue up 13% to $900.7M but EPS falls to $0.98 from $1.55 on industry headwinds","bullets":["Total revenues were $900.7M vs $796.9M a year ago; net income was $30.3M vs $44.3M and diluted EPS $0.98 vs $1.55.","Adjusted net income was $41.2M ($1.33/share) vs $46.7M ($1.64); adjusted pretax margin was 6.7% vs 8.1%.","Title segment operating revenues rose 5% to $690.5M, but pretax income fell 23% to $47.5M; adjusted pretax income was $51.9M vs $60.8M.","CEO Fred Eppinger said the company faced increased industry headwinds expected to continue into next year, while focusing on market share growth.","Nine-month revenue was $2,581.2M vs $2,131.1M; diluted EPS $2.74 vs $2.79; adjusted EPS $3.50 vs $3.23."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-117852","json":"https://secwatch.observer/filing/0001104659-26-117852.json","markdown":"https://secwatch.observer/filing/0001104659-26-117852.md","text":"https://secwatch.observer/filing/0001104659-26-117852.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/94344/000110465926117852/0001104659-26-117852-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/94344/000110465926117852/tm2628060d1_8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-21T20:27:23.787685+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}