---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-117852"
form_type: "8-K"
ticker: "STC"
cik: "0000094344"
company_name: "STEWART INFORMATION SERVICES CORP"
filed_at: "2026-10-21T20:25:33+00:00"
generated_at: "2026-10-21T20:27:23.787685+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Stewart Q3 revenue up 13% to $900.7M but EPS falls to $0.98 from $1.55 on industry headwinds

## Summary
- Total revenues were $900.7M vs $796.9M a year ago; net income was $30.3M vs $44.3M and diluted EPS $0.98 vs $1.55.
- Adjusted net income was $41.2M ($1.33/share) vs $46.7M ($1.64); adjusted pretax margin was 6.7% vs 8.1%.
- Title segment operating revenues rose 5% to $690.5M, but pretax income fell 23% to $47.5M; adjusted pretax income was $51.9M vs $60.8M.
- CEO Fred Eppinger said the company faced increased industry headwinds expected to continue into next year, while focusing on market share growth.
- Nine-month revenue was $2,581.2M vs $2,131.1M; diluted EPS $2.74 vs $2.79; adjusted EPS $3.50 vs $3.23.

## SEC filing metadata
- accession: 0001104659-26-117852
- form_type: 8-K
- ticker: STC
- cik: 0000094344
- company_name: STEWART INFORMATION SERVICES CORP
- filed_at: 2026-10-21T20:25:33+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/94344/000110465926117852/0001104659-26-117852-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/94344/000110465926117852/tm2628060d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-117852
- JSON: https://secwatch.observer/filing/0001104659-26-117852.json
- Plain text: https://secwatch.observer/filing/0001104659-26-117852.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.