{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-118167","form_type":"8-K","ticker":"HTH","cik":"0001265131","company_name":"Hilltop Holdings Inc.","filed_at":"2026-10-22T20:30:27+00:00","discovered_at":"2026-10-22T20:31:00.305022+00:00","generated_at":"2026-10-22T20:31:08.411535+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hilltop Q3 earnings fall to $0.44 EPS from $0.74; credit provision swings to $10.2M","bullets":["Net income attributable to common stockholders was $24.9M, or $0.44 diluted EPS, down from $45.8M and $0.74 in Q3 2025; return on assets fell to 0.67% from 1.20%.","Provision for credit losses was $10.2M versus a $2.5M reversal a year earlier; PlainsCapital earned $44M pre-tax with 1.1% ROA and banking NIM of 3.49%.","PrimeLending posted an $11M pre-tax loss as mortgage origination volume fell to $2.2B from $2.3B and gain-on-sale narrowed to 211 bps from 229 bps in Q2.","HilltopSecurities generated $117M of net revenue and $7M pre-tax income, a 5.9% margin; consolidated noninterest income fell 14.1% YoY to $187.1M.","Dividend raised to $0.22/share from $0.20 in Q2 and $0.18 a year ago, payable Nov. 20 to holders of record Nov. 6; Q3 buybacks were $20M for 512,075 shares at $38.96."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-118167","json":"https://secwatch.observer/filing/0001104659-26-118167.json","markdown":"https://secwatch.observer/filing/0001104659-26-118167.md","text":"https://secwatch.observer/filing/0001104659-26-118167.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1265131/000110465926118167/0001104659-26-118167-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1265131/000110465926118167/hth-20261022x8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T20:31:08.411535+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}