---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-118167"
form_type: "8-K"
ticker: "HTH"
cik: "0001265131"
company_name: "Hilltop Holdings Inc."
filed_at: "2026-10-22T20:30:27+00:00"
generated_at: "2026-10-22T20:31:08.411535+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hilltop Q3 earnings fall to $0.44 EPS from $0.74; credit provision swings to $10.2M

## Summary
- Net income attributable to common stockholders was $24.9M, or $0.44 diluted EPS, down from $45.8M and $0.74 in Q3 2025; return on assets fell to 0.67% from 1.20%.
- Provision for credit losses was $10.2M versus a $2.5M reversal a year earlier; PlainsCapital earned $44M pre-tax with 1.1% ROA and banking NIM of 3.49%.
- PrimeLending posted an $11M pre-tax loss as mortgage origination volume fell to $2.2B from $2.3B and gain-on-sale narrowed to 211 bps from 229 bps in Q2.
- HilltopSecurities generated $117M of net revenue and $7M pre-tax income, a 5.9% margin; consolidated noninterest income fell 14.1% YoY to $187.1M.
- Dividend raised to $0.22/share from $0.20 in Q2 and $0.18 a year ago, payable Nov. 20 to holders of record Nov. 6; Q3 buybacks were $20M for 512,075 shares at $38.96.

## SEC filing metadata
- accession: 0001104659-26-118167
- form_type: 8-K
- ticker: HTH
- cik: 0001265131
- company_name: Hilltop Holdings Inc.
- filed_at: 2026-10-22T20:30:27+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1265131/000110465926118167/0001104659-26-118167-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1265131/000110465926118167/hth-20261022x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-118167
- JSON: https://secwatch.observer/filing/0001104659-26-118167.json
- Plain text: https://secwatch.observer/filing/0001104659-26-118167.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.