secwatch.observer — SEC 8-K summary
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Issuer:     Hilltop Holdings Inc. (HTH)
CIK:        0001265131
Form:       8-K
Filed at:   2026-10-22T20:30:27+00:00
Accession:  0001104659-26-118167
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Hilltop Q3 earnings fall to $0.44 EPS from $0.74; credit provision swings to $10.2M
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- Net income attributable to common stockholders was $24.9M, or $0.44 diluted EPS, down from $45.8M and $0.74 in Q3 2025; return on assets fell to 0.67% from 1.20%.
- Provision for credit losses was $10.2M versus a $2.5M reversal a year earlier; PlainsCapital earned $44M pre-tax with 1.1% ROA and banking NIM of 3.49%.
- PrimeLending posted an $11M pre-tax loss as mortgage origination volume fell to $2.2B from $2.3B and gain-on-sale narrowed to 211 bps from 229 bps in Q2.
- HilltopSecurities generated $117M of net revenue and $7M pre-tax income, a 5.9% margin; consolidated noninterest income fell 14.1% YoY to $187.1M.
- Dividend raised to $0.22/share from $0.20 in Q2 and $0.18 a year ago, payable Nov. 20 to holders of record Nov. 6; Q3 buybacks were $20M for 512,075 shares at $38.96.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1265131/000110465926118167/0001104659-26-118167-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1265131/000110465926118167/hth-20261022x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-118167

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