---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-124970"
form_type: "8-K"
ticker: "CZNC"
cik: "0000810958"
company_name: "CITIZENS & NORTHERN CORP"
filed_at: "2026-11-10T16:53:22+00:00"
generated_at: "2026-11-10T16:54:05.977037+00:00"
event_type: "other"
sentiment: "neutral"
materiality_score: 0.15
calibrated_materiality_score: 0.15
confidence: "low"
source: SEC EDGAR
---

# Citizens & Northern posts Q3 2026 investor presentation, but exhibit text truncated with no figures

## Summary
- Investor presentation posted November 10, 2026, with data as of or for the period ended September 30, 2026 (Q3 2026).
- Presentation is available in the Investor Relations section of the company website, cnbankpa.com; Exhibit 99.1 is the only substantive content.
- Appended exhibit contains only a title page and a cautionary-statement heading — no revenue, EPS, margin, credit or capital figures were readable.
- Filing signed by Treasurer and CFO Mark A. Hughes; CZNC $1.00 par common stock trades on the Nasdaq Capital Market.
- Nothing in the readable text signals a guidance change, transaction or capital action; treat as routine disclosure.

## SEC filing metadata
- accession: 0001104659-26-124970
- form_type: 8-K
- ticker: CZNC
- cik: 0000810958
- company_name: CITIZENS & NORTHERN CORP
- filed_at: 2026-11-10T16:53:22+00:00
- event_type: other
- sentiment: neutral
- materiality_score: 0.15
- calibrated_materiality_score: 0.15
- confidence: low
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/810958/000110465926124970/0001104659-26-124970-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/810958/000110465926124970/cznc-20261110x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-124970
- JSON: https://secwatch.observer/filing/0001104659-26-124970.json
- Plain text: https://secwatch.observer/filing/0001104659-26-124970.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.