First Northern Community Bancorp Q2 net income $3.3M, up 22.2% YoY

FIRST NORTHERN COMMUNITY BANCORP

2021-Q2 EPS reported $0.47

Q2 2021 net income $3.3M ($0.24/diluted) vs $2.7M ($0.20) in Q2 2020.
Six-month net income $6.5M ($0.47/diluted) up 20.4% from $5.4M ($0.40) in H1 2020.
Total deposits $1.66B, up 15.6% YoY; net loans $874.1M down 11% due to PPP payoffs.
Provision for loan losses nil in Q2 2021 vs $800K in Q2 2020; improved economic outlook.
PPP processing fees contributed $2.34M in H1 2021; company reaffirms independence policy.

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