{"schema_version":"secwatch.filing_event.v1","accession":"0001114927-21-000016","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2021-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.544587+00:00","generated_at":"2026-06-28T16:34:22.451924+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Northern Community Bancorp Q3 net income $4.5M, up 31.7% YoY; EPS $0.33 vs $0.25","bullets":["Net income $4.5M in Q3 2021, up 31.7% from $3.4M in Q3 2020; diluted EPS $0.33 vs $0.25.","Nine-month net income $11.0M, up 24.8% from $8.8M; diluted EPS $0.81 vs $0.65.","Total assets $1.92B (+14.7% YoY); deposits $1.75B (+16.7% YoY); net loans $825.6M (-14.9% YoY) due to PPP loan forgiveness.","Reversal of provision for loan losses of $1.8M in Q3 vs provision of $0.8M a year ago, reflecting improved credit quality.","Company remains well capitalized with total risk-based capital ratio exceeding 10% threshold."],"urls":{"canonical":"https://secwatch.observer/filing/0001114927-21-000016","json":"https://secwatch.observer/filing/0001114927-21-000016.json","markdown":"https://secwatch.observer/filing/0001114927-21-000016.md","text":"https://secwatch.observer/filing/0001114927-21-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000111492721000016/0001114927-21-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000111492721000016/form8_k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:34:22.451924+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}