---
schema_version: "secwatch.filing_event.v1"
accession: "0001114927-22-000006"
form_type: "8-K"
ticker: "FNRN"
cik: "0001114927"
company_name: "FIRST NORTHERN COMMUNITY BANCORP"
filed_at: "2022-01-28T23:59:59+00:00"
generated_at: "2026-06-27T14:00:58.041868+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Northern Community Bancorp reports 2021 net income up 16.7% to $14.2M; declares 5% stock dividend

## Summary
- Year ended 2021 net income $14.2M, diluted EPS $1.00, vs $12.2M ($0.85) in 2020.
- Total deposits $1.73B, up 16.9% YoY; net loans (ex-PPP) grew 11.9%.
- No provision for loan losses in Q4 2021; reversal of provision of $1.5M for full year.
- Board declared 5% stock dividend payable March 25, 2022 to holders of record Feb 28, 2022.
- Bylaws amended to increase mandatory director retirement age from 72 to 75.

## SEC filing metadata
- accession: 0001114927-22-000006
- form_type: 8-K
- ticker: FNRN
- cik: 0001114927
- company_name: FIRST NORTHERN COMMUNITY BANCORP
- filed_at: 2022-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 5.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1114927/000111492722000006/0001114927-22-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1114927/000111492722000006/form8_k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001114927-22-000006
- JSON: https://secwatch.observer/filing/0001114927-22-000006.json
- Plain text: https://secwatch.observer/filing/0001114927-22-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.